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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,726 | $180,462-37.5% | $154,111-26.9% | $135,379-16.7% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -2.44% | 888.17%-890.6pp | 735.18%-737.6pp | 519.79%-522.2pp |
| Employer contribution / active EE | $2,632 | $6,036-56.4% | $5,298-50.3% | $4,779-44.9% |
| Participant deferral / active EE | $5,333 | $5,806-8.2% | $5,081+5.0% | $5,609-4.9% |
| Admin fee / account holder | $2,284 | $16,145-85.9% | $13,411-83.0% | $10,828-78.9% |