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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,048 | $148,629-50.2% | $135,982-45.5% | $139,487-46.9% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 19.79% | 79.33%-59.5pp | 68.32%-48.5pp | 373.84%-354.1pp |
| Employer contribution / active EE | $2,362 | $5,247-55.0% | $4,859-51.4% | $4,755-50.3% |
| Participant deferral / active EE | $3,715 | $8,102-54.1% | $7,760-52.1% | $6,713-44.7% |
| Admin fee / account holder | $810 | $12,406-93.5% | $10,767-92.5% | $11,407-92.9% |