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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,527 | $157,304-68.5% | $141,197-64.9% | $152,909-67.6% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 27.92% | 64.34%-36.4pp | 71.41%-43.5pp | 345.46%-317.5pp |
| Employer contribution / active EE | $2,137 | $5,263-59.4% | $4,736-54.9% | $4,764-55.1% |
| Participant deferral / active EE | $3,404 | $7,111-52.1% | $6,710-49.3% | $5,851-41.8% |
| Admin fee / account holder | $965 | $12,126-92.0% | $10,265-90.6% | $11,601-91.7% |