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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,296 | $176,105-60.7% | $159,474-56.5% | $167,536-58.6% |
| Participation rate | 73.9% | 85.0%-11.0pp | 82.8%-8.9pp | 82.1%-8.2pp |
| Annual return | 18.88% | 331.91%-313.0pp | 263.68%-244.8pp | 478.82%-459.9pp |
| Employer contribution / active EE | $1,884 | $5,299-64.5% | $4,831-61.0% | $4,839-61.1% |
| Participant deferral / active EE | $2,844 | $7,751-63.3% | $7,353-61.3% | $6,342-55.2% |
| Admin fee / account holder | $5,370 | $12,559-57.2% | $10,802-50.3% | $12,315-56.4% |