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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,608 | $160,070-46.5% | $147,117-41.8% | $145,897-41.3% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 16.49% | 98.69%-82.2pp | 420.54%-404.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $2,764 | $5,285-47.7% | $4,932-44.0% | $4,663-40.7% |
| Participant deferral / active EE | $4,482 | $8,419-46.8% | $8,065-44.4% | $6,689-33.0% |
| Admin fee / account holder | $725 | $15,035-95.2% | $12,993-94.4% | $13,390-94.6% |