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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,399 | $81,476-13.6% | $102,383-31.2% | $80,925-13.0% |
| Participation rate | 80.6% | 66.8%+13.7pp | 74.5%+6.0pp | 67.7%+12.9pp |
| Annual return | 13.33% | 25.59%-12.3pp | 24.94%-11.6pp | 35.65%-22.3pp |
| Employer contribution / active EE | $2,718 | $3,105-12.4% | $3,870-29.8% | $2,756-1.4% |
| Participant deferral / active EE | $5,838 | $3,871+50.8% | $5,060+15.4% | $4,299+35.8% |
| Admin fee / account holder | $3,634 | $6,717-45.9% | $8,391-56.7% | $6,940-47.6% |