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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,899 | $73,848-62.2% | $143,799-80.6% | $68,486-59.3% |
| Participation rate | 55.2% | 66.7%-11.4pp | 80.3%-25.1pp | 67.9%-12.7pp |
| Annual return | -16.83% | 0.91%-17.7pp | -0.04%-16.8pp | -7.85%-9.0pp |
| Employer contribution / active EE | $654 | $3,184-79.5% | $4,952-86.8% | $2,597-74.8% |
| Participant deferral / active EE | $2,215 | $3,385-34.6% | $5,638-60.7% | $4,028-45.0% |
| Admin fee / account holder | $381 | $5,755-93.4% | $14,677-97.4% | $5,404-92.9% |