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| Provider | Service type | Compensation |
|---|---|---|
Filed as: SIGNATOR INVESTORS, INC Service code 15 · EIN 04-2442399 | Recordkeeping | $10,033 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $675 |
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,593 | $46,732-23.8% | $156,551-77.3% | $55,167-35.5% |
| Participation rate | 37.8% | 65.8%-28.0pp | 84.0%-46.2pp | 69.0%-31.2pp |
| Annual return | 7.49% | 17.72%-10.2pp | 32.23%-24.7pp | 169.23%-161.7pp |
| Employer contribution / active EE | $430 | $2,105-79.6% | $5,501-92.2% | $1,963-78.1% |
| Participant deferral / active EE | $1,546 | $2,204-29.9% | $4,871-68.3% | $3,054-49.4% |
| Admin fee / account holder | $253 | $418-39.5% | $13,028-98.1% | $504-49.7% |