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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,801 | $81,276+273.8% | $155,574+95.3% | $80,925+275.4% |
| Participation rate | 95.7% | 66.2%+29.5pp | 78.2%+17.5pp | 67.7%+28.1pp |
| Annual return | 23.41% | 33.36%-10.0pp | 64.87%-41.5pp | 35.65%-12.2pp |
| Employer contribution / active EE | $4,479 | $3,103+44.4% | $4,676-4.2% | $2,756+62.5% |
| Participant deferral / active EE | $3,961 | $3,453+14.7% | $5,629-29.6% | $4,299-7.9% |
| Admin fee / account holder | $1,881 | $7,993-76.5% | $15,914-88.2% | $6,940-72.9% |