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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,535 | $85,171+134.3% | $172,752+15.5% | $72,975+173.4% |
| Participation rate | 90.2% | 70.1%+20.2pp | 82.6%+7.6pp | 69.5%+20.8pp |
| Annual return | 10.88% | 27.32%-16.4pp | 802.97%-792.1pp | 81.01%-70.1pp |
| Employer contribution / active EE | $3,957 | $3,324+19.0% | $5,144-23.1% | $2,440+62.2% |
| Participant deferral / active EE | $3,693 | $3,260+13.3% | $5,198-29.0% | $3,608+2.4% |
| Admin fee / account holder | $25,448 | $5,880+332.8% | $13,955+82.4% | $5,124+396.6% |