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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,059 | $77,908+285.1% | $149,696+100.4% | $75,173+299.2% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 9.17% | 31.73%-22.6pp | 134.46%-125.3pp | 160.72%-151.5pp |
| Employer contribution / active EE | $5,255 | $3,138+67.5% | $4,821+9.0% | $2,671+96.7% |
| Participant deferral / active EE | $5,502 | $3,411+61.3% | $5,682-3.2% | $4,126+33.3% |
| Admin fee / account holder | $4,072 | $5,950-31.6% | $13,212-69.2% | $5,651-27.9% |