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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,975 | $112,112-15.3% | $95,956-1.0% | $158,950-40.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 26.12% | 171.15%-145.0pp | 91.63%-65.5pp | 302.91%-276.8pp |
| Employer contribution / active EE | $2,150 | $3,199-32.8% | $2,541-15.4% | $4,762-54.9% |
| Participant deferral / active EE | $5,137 | $4,784+7.4% | $4,167+23.3% | $5,983-14.1% |
| Admin fee / account holder | $1,690 | $10,134-83.3% | $6,797-75.1% | $11,248-85.0% |