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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,185 | $92,219-34.7% | $76,766-21.6% | $135,382-55.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -8.07% | 5.46%-13.5pp | 2.43%-10.5pp | 519.77%-527.8pp |
| Employer contribution / active EE | $1,980 | $3,216-38.4% | $2,485-20.3% | $4,779-58.6% |
| Participant deferral / active EE | $4,437 | $4,508-1.6% | $3,851+15.2% | $5,609-20.9% |
| Admin fee / account holder | $1,699 | $10,749-84.2% | $6,675-74.5% | $10,829-84.3% |