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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,135 | $86,938+27.8% | $102,423+8.5% | $80,925+37.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 7.51% | 18.89%-11.4pp | 29.42%-21.9pp | 35.65%-28.1pp |
| Employer contribution / active EE | $2,580 | $2,369+8.9% | $3,023-14.7% | $2,756-6.4% |
| Participant deferral / active EE | $7,525 | $4,120+82.6% | $5,054+48.9% | $4,299+75.1% |
| Admin fee / account holder | $8,007 | $8,053-0.6% | $9,455-15.3% | $6,940+15.4% |