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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,535 | $80,992+20.4% | $96,534+1.0% | $75,173+29.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 10.49% | 27.05%-16.6pp | 25.88%-15.4pp | 160.72%-150.2pp |
| Employer contribution / active EE | $2,630 | $2,283+15.2% | $2,965-11.3% | $2,671-1.5% |
| Participant deferral / active EE | $7,395 | $3,929+88.2% | $4,851+52.4% | $4,126+79.2% |
| Admin fee / account holder | $4,939 | $6,717-26.5% | $8,253-40.2% | $5,651-12.6% |