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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,674 | $76,519-1.1% | $56,025+35.1% | $145,897-48.1% |
| Participation rate | 41.7% | 63.2%-21.6pp | 52.5%-10.8pp | 80.3%-38.6pp |
| Annual return | 13.98% | 3017.03%-3003.0pp | 1712.69%-1698.7pp | 552.29%-538.3pp |
| Employer contribution / active EE | $987 | $1,383-28.7% | $1,042-5.2% | $4,663-78.8% |
| Participant deferral / active EE | $3,604 | $2,624+37.3% | $1,955+84.4% | $6,689-46.1% |
| Admin fee / account holder | $9,404 | $3,331+182.3% | $2,828+232.5% | $13,390-29.8% |