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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,674 | $76,608-1.2% | $56,077+34.9% | $145,877-48.1% |
| Participation rate | 41.7% | 63.2%-21.6pp | 52.5%-10.8pp | 80.3%-38.6pp |
| Annual return | 13.98% | 3009.59%-2995.6pp | 1709.28%-1695.3pp | 551.28%-537.3pp |
| Employer contribution / active EE | $987 | $1,382-28.6% | $1,040-5.1% | $4,663-78.8% |
| Participant deferral / active EE | $3,604 | $2,624+37.3% | $1,954+84.4% | $6,691-46.1% |
| Admin fee / account holder | $9,404 | $3,325+182.8% | $2,825+232.9% | $13,402-29.8% |