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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $50,000 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,229 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,261 | $55,449+212.5% | $83,831+106.7% | $56,289+207.8% |
| Participation rate | 94.3% | 68.0%+26.3pp | 76.1%+18.1pp | 69.9%+24.4pp |
| Annual return | -6.59% | -1.38%-5.2pp | 850.99%-857.6pp | -9.96%+3.4pp |
| Employer contribution / active EE | $7,786 | $2,430+220.4% | $3,631+114.4% | $2,111+268.8% |
| Participant deferral / active EE | $7,923 | $2,935+169.9% | $4,082+94.1% | $3,350+136.5% |
| Admin fee / account holder | $349 | $656-46.8% | $5,479-93.6% | $521-33.0% |