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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $50,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $31,762 |
Filed as: M2B RETIREMENT CONSULTING Service code 16 · EIN 81-3989034 | Consulting | $642 |
Filed as: EMPOWER ANNUITY INSURANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Service code 49 · EIN 22-3734996 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,896 | $80,781+256.4% | $102,437+181.0% | $74,478+286.6% |
| Participation rate | 98.6% | 65.7%+32.9pp | 74.5%+24.1pp | 67.2%+31.4pp |
| Annual return | 16.08% | 27.58%-11.5pp | 24.95%-8.9pp | 1370.56%-1354.5pp |
| Employer contribution / active EE | $12,181 | $3,160+285.5% | $3,871+214.7% | $2,626+363.8% |
| Participant deferral / active EE | $11,267 | $3,862+191.7% | $5,060+122.7% | $4,350+159.0% |
| Admin fee / account holder | $468 | $2,372-80.3% | $8,388-94.4% | $1,946-75.9% |