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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,107 | $169,356-35.0% | $129,406-14.9% | $145,897-24.5% |
| Participation rate | 92.3% | 76.5%+15.8pp | 69.6%+22.7pp | 80.3%+12.0pp |
| Annual return | 12.22% | 14418.62%-14406.4pp | 9468.18%-9456.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,368 | $5,542-39.2% | $4,155-19.0% | $4,663-27.8% |
| Participant deferral / active EE | $9,723 | $4,987+95.0% | $4,167+133.3% | $6,689+45.4% |
| Admin fee / account holder | $611 | $9,915-93.8% | $7,689-92.1% | $13,390-95.4% |