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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,500 | $111,535-82.5% | $105,223-81.5% | $137,256-85.8% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 7.41% | 237.85%-230.4pp | 180.65%-173.2pp | 220.34%-212.9pp |
| Employer contribution / active EE | $0 | $3,939-100.0% | $3,689-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $332 | $5,500-94.0% | $5,072-93.5% | $6,407-94.8% |
| Admin fee / account holder | $1,637 | $9,721-83.2% | $8,859-81.5% | $12,270-86.7% |