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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,500 | $129,737-85.0% | $119,126-83.6% | $154,746-87.4% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 7.41% | 379.08%-371.7pp | 282.11%-274.7pp | 172.34%-164.9pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $332 | $5,842-94.3% | $5,318-93.8% | $6,730-95.1% |
| Admin fee / account holder | $1,637 | $11,961-86.3% | $10,693-84.7% | $14,365-88.6% |