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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,979 | $107,353-39.5% | $92,903-30.1% | $152,885-57.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 22.87% | 145.62%-122.7pp | 109.43%-86.6pp | 345.39%-322.5pp |
| Employer contribution / active EE | $2,477 | $4,222-41.3% | $3,653-32.2% | $4,763-48.0% |
| Participant deferral / active EE | $4,640 | $4,848-4.3% | $4,238+9.5% | $5,851-20.7% |
| Admin fee / account holder | $1,783 | $7,081-74.8% | $5,795-69.2% | $11,598-84.6% |