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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,213 | $97,729-50.7% | $83,830-42.5% | $135,379-64.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.50% | 1287.52%-1295.0pp | 850.97%-858.5pp | 519.79%-527.3pp |
| Employer contribution / active EE | $2,696 | $4,222-36.1% | $3,631-25.7% | $4,779-43.6% |
| Participant deferral / active EE | $4,851 | $4,683+3.6% | $4,082+18.8% | $5,609-13.5% |
| Admin fee / account holder | $449 | $6,674-93.3% | $5,479-91.8% | $10,828-95.9% |