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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,954 | $72,492+58.6% | $87,104+32.0% | $72,975+57.5% |
| Participation rate | 84.2% | 72.8%+11.4pp | 76.9%+7.3pp | 69.5%+14.7pp |
| Annual return | 5.01% | 24.46%-19.4pp | 28.19%-23.2pp | 81.01%-76.0pp |
| Employer contribution / active EE | $1,643 | $1,894-13.2% | $2,521-34.8% | $2,440-32.7% |
| Participant deferral / active EE | $2,476 | $3,270-24.3% | $4,048-38.9% | $3,608-31.4% |
| Admin fee / account holder | $3,525 | $5,055-30.3% | $7,491-52.9% | $5,124-31.2% |