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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,674 | $60,349+51.9% | $74,184+23.6% | $62,881+45.8% |
| Participation rate | 88.9% | 72.7%+16.2pp | 76.6%+12.3pp | 69.3%+19.6pp |
| Annual return | 0.80% | 21.38%-20.6pp | 17.74%-16.9pp | 20.14%-19.3pp |
| Employer contribution / active EE | $1,822 | $1,680+8.4% | $2,370-23.1% | $2,281-20.1% |
| Participant deferral / active EE | $2,601 | $2,856-8.9% | $3,550-26.7% | $3,203-18.8% |
| Admin fee / account holder | $6,549 | $4,261+53.7% | $5,586+17.2% | $4,296+52.4% |