Retirement plan

BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN

Name: BEGIN WITH US CHILD CARE & PRESCHOOL, INC. - BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN (2020) Form 5500
Creator: BEGIN WITH US CHILD CARE & PRESCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN, BEGIN WITH US CHILD CARE & PRESCHOOL, INC.

BEGIN WITH US CHILD CARE & PRESCHOOL, INC.EIN 25-1768183Plan #001PY 2020

703 GRANT AVENUE - ALTOONA, PA 16602814-941-0606beginwithus.netLinkedIn1-10 employeesprimary/secondary education

Prospect flagsLow participationLow fidelity bond

How to read this page

Total assets (EOY)

$1.5M

+31.1% from 2019

Total participants

0.0% from 2019

Average account balance

$49,459

+5.7% from 2019

Annual return

25.00%

+0.30 pp from 2019

Benchmarks

See 18,633 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort18,633 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$116K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

104.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$106K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$983

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$205

$7 / participant

Other / not subdivided$205100.0%

% of EOY assets

0.013%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,459

$91,179-45.8%

$178,499-72.3%

$79,852-38.1%

Participation rate

58.6%

69.2%-10.6pp

81.9%-23.3pp

69.6%-11.0pp

Annual return

25.00%

24.19%+0.8pp

151.10%-126.1pp

31.72%-6.7pp

Employer contribution / active EE

$538

$3,256-83.5%

$5,011-89.3%

$2,471-78.2%

Participant deferral / active EE

$1,922

$3,236-40.6%

$5,202-63.1%

$3,740-48.6%

Admin fee / account holder

$6,749-99.9%

$13,986-100.0%

$5,306-99.9%

BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion