Retirement plan

BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN

Name: BEGIN WITH US CHILD CARE & PRESCHOOL, INC. - BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN (2016) Form 5500
Creator: BEGIN WITH US CHILD CARE & PRESCHOOL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN, BEGIN WITH US CHILD CARE & PRESCHOOL, INC.

BEGIN WITH US CHILD CARE & PRESCHOOL, INC.EIN 25-1768183Plan #001PY 2016

703 GRANT AVENUE - ALTOONA, PA 16602814-941-0606beginwithus.netLinkedIn1-10 employeesprimary/secondary education

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$768K

+14.5% from 2015

Total participants

+8.1% from 2015

Average account balance

$29,531

+1.3% from 2015

Annual return

6.60%

+5.86 pp from 2015

Benchmarks

See 17,769 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort17,769 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$98K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

109.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$103K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$411

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$110 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.414%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,531

$77,638-62.0%

$156,551-81.1%

$62,881-53.0%

Participation rate

51.7%

71.2%-19.5pp

84.0%-32.3pp

69.3%-17.6pp

Annual return

6.60%

50.33%-43.7pp

32.23%-25.6pp

20.14%-13.5pp

Employer contribution / active EE

$414

$3,444-88.0%

$5,501-92.5%

$2,281-81.8%

Participant deferral / active EE

$1,528

$3,046-49.8%

$4,871-68.6%

$3,203-52.3%

Admin fee / account holder

$122

$5,561-97.8%

$13,028-99.1%

$4,296-97.2%

BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BEGIN WITH US CHILD CARE & PRESCHOOL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion