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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,887 | $81,504-59.6% | $102,437-67.9% | $80,959-59.4% |
| Participation rate | 86.0% | 66.9%+19.1pp | 74.5%+11.5pp | 67.7%+18.3pp |
| Annual return | 6.30% | 25.60%-19.3pp | 24.95%-18.6pp | 35.67%-29.4pp |
| Employer contribution / active EE | $1,768 | $3,104-43.0% | $3,871-54.3% | $2,757-35.9% |
| Participant deferral / active EE | $1,156 | $3,871-70.1% | $5,060-77.2% | $4,300-73.1% |
| Admin fee / account holder | $612 | $6,719-90.9% | $8,388-92.7% | $6,925-91.2% |