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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,317 | $49,199-64.8% | $121,204-85.7% | $75,173-77.0% |
| Participation rate | 46.9% | 55.4%-8.6pp | 69.5%-22.7pp | 67.2%-20.3pp |
| Annual return | 14.44% | 56.04%-41.6pp | 987.18%-972.7pp | 160.72%-146.3pp |
| Employer contribution / active EE | $533 | $1,547-65.6% | $4,170-87.2% | $2,671-80.0% |
| Participant deferral / active EE | $2,058 | $2,630-21.7% | $4,083-49.6% | $4,126-50.1% |
| Admin fee / account holder | $3,202 | $3,946-18.8% | $5,651-43.3% | $5,651-43.3% |