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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,953 | $176,402-91.0% | $134,162-88.1% | $158,966-90.0% |
| Participation rate | 100.0% | 78.7%+21.3pp | 72.2%+27.8pp | 82.0%+18.0pp |
| Annual return | 18.00% | 63.66%-45.7pp | 36.35%-18.4pp | 302.95%-285.0pp |
| Employer contribution / active EE | $2,037 | $5,042-59.6% | $3,705-45.0% | $4,762-57.2% |
| Participant deferral / active EE | $4,508 | $4,093+10.2% | $3,500+28.8% | $5,983-24.6% |
| Admin fee / account holder | $1,298 | $8,719-85.1% | $6,685-80.6% | $11,250-88.5% |