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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,329 | $171,930+57.2% | $151,266+78.7% | $154,746+74.7% |
| Participation rate | 95.5% | 80.5%+14.9pp | 77.0%+18.5pp | 80.7%+14.8pp |
| Annual return | 19.57% | 242.03%-222.5pp | 180.60%-161.0pp | 172.34%-152.8pp |
| Employer contribution / active EE | $5,219 | $4,710+10.8% | $4,237+23.2% | $4,379+19.2% |
| Participant deferral / active EE | $11,714 | $8,191+43.0% | $7,337+59.7% | $6,730+74.0% |
| Admin fee / account holder | $28,932 | $15,803+83.1% | $13,159+119.9% | $14,365+101.4% |