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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,329 | $182,823+47.9% | $161,596+67.3% | $198,609+36.1% |
| Participation rate | 95.5% | 81.5%+13.9pp | 80.7%+14.8pp | 82.4%+13.1pp |
| Annual return | 19.57% | 484.64%-465.1pp | 389.92%-370.4pp | 202.70%-183.1pp |
| Employer contribution / active EE | $5,219 | $4,109+27.0% | $3,977+31.2% | $5,055+3.2% |
| Participant deferral / active EE | $11,714 | $7,056+66.0% | $6,750+73.5% | $6,977+67.9% |
| Admin fee / account holder | $28,932 | $15,687+84.4% | $13,161+119.8% | $19,030+52.0% |