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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,329 | $165,584+63.3% | $142,942+89.1% | $137,256+97.0% |
| Participation rate | 95.5% | 80.1%+15.4pp | 76.8%+18.6pp | 80.0%+15.5pp |
| Annual return | 19.57% | 164.22%-144.7pp | 113.70%-94.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $5,219 | $4,725+10.4% | $4,139+26.1% | $4,156+25.6% |
| Participant deferral / active EE | $11,714 | $8,194+43.0% | $7,128+64.3% | $6,407+82.8% |
| Admin fee / account holder | $28,932 | $16,167+79.0% | $12,475+131.9% | $12,270+135.8% |