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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,729 | $107,353-20.1% | $92,903-7.7% | $152,885-43.9% |
| Participation rate | 76.9% | 79.8%-2.9pp | 76.0%+0.9pp | 82.5%-5.5pp |
| Annual return | 18.01% | 145.62%-127.6pp | 109.43%-91.4pp | 345.39%-327.4pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,653-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,854 | $4,848-41.1% | $4,238-32.6% | $5,851-51.2% |
| Admin fee / account holder | $379 | $7,081-94.7% | $5,795-93.5% | $11,598-96.7% |