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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,026 | $97,729-28.3% | $83,830-16.5% | $135,379-48.3% |
| Participation rate | 83.3% | 80.0%+3.4pp | 76.1%+7.2pp | 82.6%+0.7pp |
| Annual return | -5.13% | 1287.52%-1292.7pp | 850.97%-856.1pp | 519.79%-524.9pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,785 | $4,683-40.5% | $4,082-31.8% | $5,609-50.4% |
| Admin fee / account holder | $7,655 | $6,674+14.7% | $5,479+39.7% | $10,828-29.3% |