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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,708 | $185,312+59.0% | $161,489+82.5% | $154,746+90.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.05% | 103.84%-85.8pp | 89.72%-71.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $5,545 | $4,769+16.3% | $4,268+29.9% | $4,379+26.6% |
| Participant deferral / active EE | $4,554 | $6,350-28.3% | $5,630-19.1% | $6,730-32.3% |
| Admin fee / account holder | $1,409 | $18,654-92.4% | $16,006-91.2% | $14,365-90.2% |