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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,806 | $60,442+3.9% | $96,754-35.1% | $87,485-28.2% |
| Participation rate | 58.8% | 58.7%+0.1pp | 70.3%-11.5pp | 68.9%-10.1pp |
| Annual return | 18.64% | 21.97%-3.3pp | 82.04%-63.4pp | 26.06%-7.4pp |
| Employer contribution / active EE | $845 | $1,691-50.0% | $2,679-68.5% | $2,596-67.5% |
| Participant deferral / active EE | $1,969 | $3,280-40.0% | $4,758-58.6% | $4,274-53.9% |
| Admin fee / account holder | $8,840 | $5,069+74.4% | $8,905-0.7% | $7,775+13.7% |