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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,294 | $41,150+2.8% | $80,627-47.5% | $71,511-40.9% |
| Participation rate | 45.9% | 50.3%-4.4pp | 67.0%-21.1pp | 67.9%-22.1pp |
| Annual return | 20.37% | 38.48%-18.1pp | 936.76%-916.4pp | 28.86%-8.5pp |
| Employer contribution / active EE | $544 | $1,515-64.1% | $2,723-80.0% | $2,589-79.0% |
| Participant deferral / active EE | $1,315 | $2,701-51.3% | $4,443-70.4% | $4,291-69.3% |
| Admin fee / account holder | $1,070 | $1,841-41.9% | $5,381-80.1% | $1,588-32.7% |