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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,239 | $57,073-8.5% | $85,126-38.6% | $80,925-35.4% |
| Participation rate | 52.2% | 56.4%-4.2pp | 67.5%-15.3pp | 67.7%-15.5pp |
| Annual return | 14.89% | 21.69%-6.8pp | 66.63%-51.7pp | 35.65%-20.8pp |
| Employer contribution / active EE | $717 | $1,801-60.2% | $2,731-73.7% | $2,756-74.0% |
| Participant deferral / active EE | $1,703 | $3,113-45.3% | $4,523-62.3% | $4,299-60.4% |
| Admin fee / account holder | $1,963 | $4,988-60.6% | $6,160-68.1% | $6,940-71.7% |