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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,806 | $58,057+8.2% | $97,032-35.3% | $86,983-27.8% |
| Participation rate | 58.8% | 60.4%-1.5pp | 71.6%-12.7pp | 69.5%-10.7pp |
| Annual return | 18.64% | 22.26%-3.6pp | 35.38%-16.7pp | 25.83%-7.2pp |
| Employer contribution / active EE | $845 | $1,663-49.2% | $2,629-67.9% | $2,584-67.3% |
| Participant deferral / active EE | $1,969 | $3,244-39.3% | $4,672-57.9% | $4,194-53.1% |
| Admin fee / account holder | $8,840 | $4,839+82.7% | $9,418-6.1% | $7,856+12.5% |