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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,989 | $201,370+67.8% | $184,256+83.4% | $145,897+131.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.79% | 29.05%-16.3pp | 28.85%-16.1pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,525 | $7,024-64.1% | $6,427-60.7% | $4,663-45.8% |
| Participant deferral / active EE | $13,746 | $9,808+40.2% | $9,133+50.5% | $6,689+105.5% |
| Admin fee / account holder | $4,052 | $16,364-75.2% | $13,899-70.8% | $13,390-69.7% |