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| Provider | Service type | Compensation |
|---|---|---|
COURY FIRM ASSET MANAGEMENT7 years Service code 27 · EIN 82-1932610 260 FORBES AVE · PITTSBURGH, PA 15219 | Advisory (Plan) | $228,393 |
Filed as: FIDELITY Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $40,976 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,100 | $88,982+38.3% | $102,438+20.2% | $77,671+58.5% |
| Participation rate | 98.9% | 80.9%+17.9pp | 76.5%+22.4pp | 70.6%+28.3pp |
| Annual return | 11.70% | 25.01%-13.3pp | 29.37%-17.7pp | 31.21%-19.5pp |
| Employer contribution / active EE | $9,438 | $2,698+249.8% | $3,024+212.2% | $2,726+246.2% |
| Participant deferral / active EE | $3,732 | $5,144-27.4% | $5,054-26.1% | $4,648-19.7% |
| Admin fee / account holder | $327 | $236+38.6% | $9,448-96.5% | $430-24.1% |