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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,915 | $107,368+63.8% | $92,915+89.3% | $152,909+15.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 17.96% | 145.64%-127.7pp | 109.45%-91.5pp | 345.46%-327.5pp |
| Employer contribution / active EE | $6,119 | $4,222+44.9% | $3,653+67.5% | $4,764+28.4% |
| Participant deferral / active EE | $2,691 | $4,848-44.5% | $4,238-36.5% | $5,851-54.0% |
| Admin fee / account holder | $5,790 | $7,082-18.2% | $5,796-0.1% | $11,601-50.1% |