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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,562 | $97,732+52.0% | $83,831+77.2% | $135,380+9.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.65% | 1287.56%-1292.2pp | 850.99%-855.6pp | 519.81%-524.5pp |
| Employer contribution / active EE | $6,191 | $4,222+46.6% | $3,631+70.5% | $4,779+29.6% |
| Participant deferral / active EE | $2,781 | $4,683-40.6% | $4,082-31.9% | $5,609-50.4% |
| Admin fee / account holder | $23,494 | $6,675+252.0% | $5,479+328.8% | $10,828+117.0% |