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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,622 | $90,486+42.1% | $78,676+63.5% | $273,972-53.1% |
| Participation rate | 33.3% | 76.5%-43.2pp | 73.6%-40.2pp | 83.0%-49.7pp |
| Annual return | 6.26% | 75.62%-69.4pp | 62.19%-55.9pp | 41.46%-35.2pp |
| Employer contribution / active EE | $6,303 | $3,175+98.5% | $2,850+121.2% | $4,869+29.5% |
| Participant deferral / active EE | $4,279 | $3,901+9.7% | $3,517+21.7% | $5,287-19.1% |
| Admin fee / account holder | $8,313 | $5,263+57.9% | $4,510+84.3% | $10,133-18.0% |