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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,642 | $135,639-25.8% | $110,241-8.7% | $135,382-25.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -4.49% | 513.21%-517.7pp | 314.75%-319.2pp | 519.77%-524.3pp |
| Employer contribution / active EE | $2,286 | $4,907-53.4% | $3,827-40.3% | $4,779-52.2% |
| Participant deferral / active EE | $8,678 | $5,507+57.6% | $4,672+85.8% | $5,609+54.7% |
| Admin fee / account holder | $1,340 | $11,457-88.3% | $8,548-84.3% | $10,829-87.6% |