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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,334 | $131,829-36.0% | $108,579-22.3% | $273,968-69.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 7.43% | -91.57%+99.0pp | -51.70%+59.1pp | 41.45%-34.0pp |
| Employer contribution / active EE | $2,107 | $4,912-57.1% | $3,758-43.9% | $4,869-56.7% |
| Participant deferral / active EE | $6,379 | $5,127+24.4% | $4,311+48.0% | $5,287+20.7% |
| Admin fee / account holder | $2,708 | $10,252-73.6% | $7,645-64.6% | $10,132-73.3% |