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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,057 | $76,519-41.1% | $56,025-19.6% | $145,897-69.1% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 9.54% | 3017.03%-3007.5pp | 1712.69%-1703.1pp | 552.29%-542.8pp |
| Employer contribution / active EE | $4,653 | $1,383+236.4% | $1,042+346.7% | $4,663-0.2% |
| Participant deferral / active EE | $9,471 | $2,624+260.9% | $1,955+384.6% | $6,689+41.6% |
| Admin fee / account holder | $137 | $3,331-95.9% | $2,828-95.1% | $13,390-99.0% |