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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,057 | $76,785-41.3% | $56,441-20.2% | $145,959-69.1% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 9.54% | 3000.51%-2991.0pp | 1704.21%-1694.7pp | 561.95%-552.4pp |
| Employer contribution / active EE | $4,653 | $1,381+237.1% | $1,039+347.8% | $4,661-0.2% |
| Participant deferral / active EE | $9,471 | $2,624+261.0% | $1,953+385.0% | $6,689+41.6% |
| Admin fee / account holder | $137 | $3,334-95.9% | $2,829-95.1% | $13,398-99.0% |