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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,995 | $86,938+103.6% | $102,423+72.8% | $80,925+118.7% |
| Participation rate | 77.5% | 72.4%+5.1pp | 76.5%+1.0pp | 67.7%+9.8pp |
| Annual return | 9.17% | 18.89%-9.7pp | 29.42%-20.3pp | 35.65%-26.5pp |
| Employer contribution / active EE | $2,208 | $2,369-6.8% | $3,023-27.0% | $2,756-19.9% |
| Participant deferral / active EE | $5,105 | $4,120+23.9% | $5,054+1.0% | $4,299+18.8% |
| Admin fee / account holder | $18,687 | $8,053+132.1% | $9,455+97.7% | $6,940+169.3% |