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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,640 | $80,992+105.7% | $96,534+72.6% | $75,173+121.7% |
| Participation rate | 74.4% | 71.8%+2.6pp | 76.0%-1.6pp | 67.2%+7.2pp |
| Annual return | 12.57% | 27.05%-14.5pp | 25.88%-13.3pp | 160.72%-148.1pp |
| Employer contribution / active EE | $2,227 | $2,283-2.4% | $2,965-24.9% | $2,671-16.6% |
| Participant deferral / active EE | $4,972 | $3,929+26.5% | $4,851+2.5% | $4,126+20.5% |
| Admin fee / account holder | $9,021 | $6,717+34.3% | $8,253+9.3% | $5,651+59.6% |