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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,726 | $86,298+87.4% | $111,308+45.3% | $85,847+88.4% |
| Participation rate | 87.2% | 73.3%+13.8pp | 77.3%+9.9pp | 69.3%+17.9pp |
| Annual return | 7.74% | 19.99%-12.2pp | 54.67%-46.9pp | 318.61%-310.9pp |
| Employer contribution / active EE | $2,140 | $2,044+4.7% | $2,732-21.7% | $2,565-16.6% |
| Participant deferral / active EE | $3,648 | $3,641+0.2% | $4,487-18.7% | $3,952-7.7% |
| Admin fee / account holder | $18,231 | $8,189+122.6% | $7,965+128.9% | $6,261+191.2% |