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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,953 | $54,239-81.6% | $70,098-85.8% | $68,495-85.5% |
| Participation rate | 96.6% | 64.5%+32.0pp | 70.5%+26.1pp | 67.9%+28.7pp |
| Annual return | -19.04% | -13.87%-5.2pp | 190.76%-209.8pp | -7.84%-11.2pp |
| Employer contribution / active EE | $481 | $2,019-76.2% | $2,560-81.2% | $2,596-81.5% |
| Participant deferral / active EE | $1,776 | $2,957-39.9% | $3,849-53.9% | $4,028-55.9% |
| Admin fee / account holder | $753 | $4,691-83.9% | $6,266-88.0% | $5,403-86.1% |