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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,773 | $63,082-87.7% | $81,716-90.5% | $79,852-90.3% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 18.04% | 22.66%-4.6pp | 29.49%-11.5pp | 31.72%-13.7pp |
| Employer contribution / active EE | $661 | $1,795-63.2% | $4,310-84.7% | $2,471-73.3% |
| Participant deferral / active EE | $1,125 | $2,780-59.5% | $7,108-84.2% | $3,740-69.9% |
| Admin fee / account holder | $723 | $4,428-83.7% | $5,159-86.0% | $5,306-86.4% |